Trustee Investment Plan

The Trustee Investment Plan provides a convenient solution for Trustees of exempt approved retirement benefit schemes and self-invested personal pensions to make lump sum investments. It has been designed for maximum flexibility and offers access to a range of fund managers.

The Trustee Investment Plan also allows you access to Prudential's With-Profits Fund.

We've also now added PruFund as a fund link on our Trustee Investment Plan. This includes optional guarantees (available at an additional charge) which will protect your investment in that fund on the 5th anniversary (or end of the term, if chosen by the investor, for plans where the end of the term is more than 5 and less than 10 years away) for as long as you remain invested - ideal for those investors looking for some added peace of mind and security.

The guaranteed versions of these funds are the PruFund Protected Cautious Pension Fund and the PruFund Protected Growth Pension Fund. The non-guaranteed versions are the PruFund Cautious Pension Fund and the PruFund Growth Pension Fund.

The PruFund Protected Growth Fund will close to new business on 31 December 2009.

Only one PruFund Protected Fund is allowed per plan.

Please note that your initial Guaranteed Minimum Fund when you first invest in the PruFund Protected Funds, will be the amount of money invested in the fund after allowing for any initial charges and allocation enhancements where applicable. It will be reduced proportionately for any withdrawals, switches out of PruFund Protected Pension Funds or any Service Charge.

PruFund Growth Pension Fund and PruFund Protected Growth Pension Fund Expected Growth Rates (EGR)

We are delighted to announce the latest Expected Growth Rates (EGR) for both the PruFund Growth Pension Fund and the PruFund Protected Growth Pension Fund available through the Trustee Investment Plan.

The latest rates are effective from 25 May to 24 August 2010.

About the Expected Growth Rates

• EGR rates quoted above are shown gross of product charges.
• They are the annualised rates which will be applied daily to increase the unit price of each fund and are set quarterly by the Prudential Directors having regard to the expected long term investment return on the assets of the fund.
• The EGRs set at future quarter dates may be higher, the same or lower than those applying at the start of your investment.
• The unit price may be adjusted at the start of each quarter or, more rarely, during the quarter which will impact any growth you receive.

What you might get back

• The overall return achieved on any plan is affected by the amount of the investment, fund performance, the period over which the plan has been invested, any income taken where relevant, and the charges applicable to the plan. Details are provided in the relevant Key Features document.
• You can request a policy valuation at any time by calling us on 0800 000 000*.

About the plan

Past performance is not a reliable indicator of future performance, the value of the plan may go down as well as up and there may be times when you do not get back the original amount of your investment.

The plan is a long-term investment and if any money is disinvested (except for regular income) an exit charge may apply.

* Calls may be monitored or recorded for quality and security purposes.