Equity release

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What is equity release?

Equity release allows you to release cash from your home, while retaining the right to live in it for the rest of your life. With our lifetime mortgage equity release plan you can help fund your retirement and still keep your home.

Release money when you need it (subject to limits and restrictions) and there's no repayment until your home is sold when you die or move into long-term care. Find out how our lifetime mortgage equity release plan works.

Equity release: cash from your home without having to move

  • Free pack

    Free pack

    Request a free information pack about equity release, our lifetime mortgage, and your options.


  • General enquiries

    General enquiries

    Do you have some general questions about our lifetime mortgage equity release plan? Call us to find out more.



  • Meet with Pru

    Get free advice

    Book an appointment to speak with an adviser and discuss your options. Find out what happens at an appointment.



This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Taking out a lifetime mortgage will reduce, possibly to nothing, any inheritance that you decide to leave behind. It may also affect your eligibility for means tested benefits, your tax position and your ability to sell your property or to move.


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How much can I borrow?

Find out how much you can borrow with our Prudential Lifetime Mortgage calculator

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