Prudential Investment Bond

We are no longer offering this product to new customers. However, you can still top up your bond.

Your Prudential Investment Bond is designed to help you save over the medium to long term (at least five years) as well as offer flexibility to suit your changing needs.

To let your money work even harder for you and your investment goals you might think about topping up your bond - you can top up from as little as £20 a month. This could help, whether you're looking to boost your retirement income or save for a rainy day.

We've made it easy too. Call us on 0845 640 2000 and we'll send you the key features and top up form.

Benefits

• FlexibIe payments - pay money into your bond as and when you need to.
• Withdraw your money at any time - note that certain withdrawals could be subject to charges and a Market Value Reduction may be applied. Any withdrawals will reduce the value of your plan.
• Invested in our With-Profits Fund - you can view the latest With-Profits Bonus Declaration here.
• Smoothed returns to help protect some of the short term ups and downs of stock markets and provide steadier returns year on year. Note the value of your investment may fluctuate and is therefore not guaranteed. You may not get back the full amount of your investment.
• Tax benefits - read more on investments and taxation. This is based on our current understanding as at May 2010 of current tax legislation and HM Revenue & Customs practice, both of which may change without notice. The amount of tax relief actually received will depend on your individual circumstances.
• Over 160 years of fund management expertise.

For more on the benefits of your plan read our key features.

What will I get back?

What you might get back will depend mainly on the With-Profits Fund investment performance while your money was invested, how we distribute any profits from the With-Profits Fund, our charges and costs, smoothing and any tax liability as well as other factors. Please note that the value of an investment may fluctuate and is therefore not guaranteed. Charges may vary in the future and may be higher than they are now.

Review your Prudential Investment Bond

• To top up, make withdrawals, make any changes, or find out more about your plan call 0845 640 2000 (Monday-Friday 8am-6pm) or send a secure email.
• We send you a statement each year but you can also request a fund valuation online.

Read more

Prudential Investment Bond Key Features and Top UpTaxation of Bonds (pdf 300k)
Prudential Investment Bond Application Form (pdf 72k)