Buy your annuity A recent change in the annuity rules means you have until your 77th birthday to buy your annuity. If you are going to buy an annuity it has to be done before your 77th birthday, but you also must have taken your tax-free cash by time you are 75 or you will lose this entitlement.
Long term care You want someone to care for you in your old age. Do you want to be looked after in your own home, or in residential care? What are you able to afford? Take some time to talk about this and carefully consider the options.