Optional extras

Car insurance

To complement our car insurance policies, we also offer a range of optional extras that can be added to your policy.

Discounted breakdown cover

Receive up to 25% discount on your breakdown cover (level 4 only) in association with Green Flag. This can be purchased with, or added to, your Prudential Car Insurance policy.

View our summary table to see which level of cover is right for you.

Green Flag is an award winning breakdown company, receiving 'Your Money' awards for six years running. Green Flag has more than five million customers and has provided cover to UK drivers since 1971.

Green Flag's key benefits include:

  • Around 86% of breakdowns are fixed at the roadside - based on a sample of 837,962 Green Flag call outs, taken from January 2009 to December 2009.
  • Average call out time under 30 minutes - based on a sample of 837,962 Green Flag call outs, taken from January 2009 to December 2009.
  • Free unlimited call-outs.
  • Green Flag will offer you £10 if they do not reach you within one hour.
  • Prioritisation for vulnerable drivers.

You can take a quote out and buy online, or contact our UK call centre on 0800 300 300 to speak with a consultant.

If you've already bought Prudential Car Insurance and wish to add breakdown cover to your policy, call 0845 605 9260.

Lines are open 8am to 8pm Monday to Friday, 9am to 5pm on Saturday and 10am to 5pm on Sunday.

No Claims Discount protection

No Claims Discount protection is available for an additional fee on your premium. It means that if you haven't claimed for four years or more, and then need to make a claim, your discount won't be affected.

Protection is valid for one at fault claim during the period of cover, or two at fault claims over three consecutive periods of cover.

Legal cover

If you've had an accident that's not your fault and absorbed losses that your car insurance policy cannot cover, we can provide up to £50,000 of legal costs to recover those losses. Examples are loss of income, damage to property inside your car, and claiming back uninsured expenses.


Products and services from Prudential:

Car insurance UK - 10% discount on your motor insurance when purchased online, plus additional discounts for drivers over 50
Home insurance - Receive up to 20% off the cost of buildings insurance, contents insurance or both
Private health insurance - PruHealth rewards you for looking after yourself, providing exceptional levels of cover
Life cover, serious illness cover and income protection - Protect your financial security with PruProtect
Travel insurance - Choose from single trip, annual multi-trip and winter sports insurance




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