Summary of Prudential Car
Insurance cover
Below is a summary of what's included with our three levels of car insurance cover. If more than one discount applies the discounts will be deducted consecutively from your individual premium.
| Car Insurance cover | Level of Cover | Comprehensive | Third Party Fire and Theft | Third Party Only |
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| Guaranteed courtesy car provided while your car is with one of our approved repairers | Included |
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| Five-year guarantee on all work carried out by our approved repairers |
5 years |
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| 24-hour Accident Recovery Helpline to get your car to a repairer quickly | Included |
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| No Claims Discount | Up to 65% or up to 70% if you’re aged 50 or over |
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| An introductory discount of up to 30% if you have no No Claims Discount (depending on age and experience) | Up to 30% |
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| First year online discount of up to 10% | Up to 10% |
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| Replacement windscreen and glass cover if you use one of our approved repairers. Claims under this section will not affect your No Claims Discount | Included (subject to excess) |
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| Cover for permanently fitted in-car audio or visual equipment | Up to £1,000 or unlimited for manufacturer fitted |
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| Cover automatically extended for trips in Europe up to 90 days | Included |
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| New for old replacement for cars up to 12 months old (if the policy holder is the first and only registered owner of the car) | Included |
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| Cover for loss or damage to clothing and personal belongings while they're in your car | Up to £100 |
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| Medical expenses for each person injured, if the insured car is involved in an accident | Up to £200 |
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| Personal accident cover - if, for example, you or your partner are accidentally injured while travelling in a car. | Up to £5000 |
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| Emergency accommodation costs for one overnight stay, for you and your passengers if your car cannot be driven home after an accident | Up to £40 (driver only) Up to £80 (in total for driver and passengers) |
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| Optional extras for all types of car insurance cover | |
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| Protection for your No Claims Discount so that you can make up to two claims that were your fault in three years without losing your No Claims Discount. (If you have four or more years No Claims Discount) | Optional |
| Legal cover up to £50,000 to help for example in claiming back your uninsured losses such as compensation for personal injury or your excess (the first part of a claim that you are responsible for) | Optional |
| Breakdown cover with a range of cover levels including £10 cash back in the unlikely event that we don't get to you within an hour | Optional |
You can take out a quote and buy online, or contact our UK call centre on 0800 300 300 to speak with a consultant. Lines are open 8am to 8pm Monday to Friday, 9am to 5pm on Saturday and 10am to 5pm on Sunday.
Products and services from Prudential:
Car insurance UK - 10% discount on your motor insurance when purchased online, plus additional discounts for drivers over 50
House insurance - Receive up to 20% off the cost of buildings insurance, contents insurance or both
Private health insurance - PruHealth rewards you for looking after yourself, providing exceptional levels of cover
Life cover, serious illness cover and income protection - Protect your financial security with PruProtect
Travel insurance - Choose from single trip, annual multi-trip and winter sports insurance
