Types of Prudential Car Insurance

Car insurance

Find out about the different levels of car insurance cover we offer.

Comprehensive

This provides you with full liability cover against accidental damage to the insured vehicle, including malicious damage, fire, theft and windscreen damage.

In addition, if you have an accident you'll receive a courtesy car and a five-year guarantee on repairs when using one of our approved repairers.

This covers:

  • Accidental damage to your vehicle
  • Malicious damage to your vehicle
  • Personal accidents
  • Medical expenses
  • Loss of, or damage to personal property carried in your vehicle

Third Party Fire and Theft

Provides all of the Third Party liability benefits of 'Third Party Only' insurance, but with additional fire and theft cover.

This covers:

  • Liability for injuring other people (including passengers)
  • Liability for damage to property (not your own)
  • Liability for your vehicle being stolen or damaged due to theft or attempted theft
  • Liability for you vehicle owing to damage caused by fire

Third Party Only

This is the minimum level of cover you are legally able to take out for your vehicle within the UK. It protects your liability towards any third party involved in an accident. This could include your passengers, pedestrians, other drivers involved in the accident or damage caused to the other parties' vehicle.

This covers:

  • Liability for injuring other people (including passengers)
  • Liability for damage to property (not your own)

Prudential Third Party Only cover is only available over the phone.
Please contact us on 0800 300 300. Lines are open 8am to 8pm Monday to Friday, 9am to 5pm on Saturday and 10am to 5pm on Sunday.


Find out more



Products and services from Prudential:

Car insurance UK - Discount on your motor insurance when purchased online, plus additional discounts available for drivers over 50
House insurance - Receive up to 20% off the cost of buildings insurance, contents insurance or both
Private health insurance - PruHealth rewards you for looking after yourself, providing exceptional levels of cover
Life cover, serious illness cover and income protection - Protect your financial security with PruProtect
Travel insurance - Choose from single trip, annual multi-trip, long trip and winter sports insurance


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