Types of Private Health Insurance

Private Health Insurance

We believe health insurance should be available to as many people as possible. So we've developed four plans, all offering excellent levels of cover and flexibility to meet you and your family's needs and budget.

Core plan

  • This policy covers all eligible hospital fees, including specialist fees.
  • Additional benefits include a cash benefit if you are admitted to hospital on the NHS or following the birth of a baby.
  • Limited outpatient care is available after inpatient hospital stays.

Value plan

  • This policy offers low cost cover with access to the highest standards of medical care.
  • This is achieved by sharing some of the costs with us.
  • You pay towards each medical interaction you have and the amount will vary depending on which treatment you have.

Comprehensive plan

  • This policy is designed to give you the highest level of cover and greater peace of mind.
  • Additional benefits include complementary therapies and cash benefits if you are admitted to hospital on the NHS or following the birth of a baby.

Select plan

  • With the Select plan we aim to give you great cover at a competitive price.
  • This means you will be covered for most eligible inpatient fees including... specialist and consultant with added outpatient treatment.

For your peace of mind, all plans come with award winning cancer cover and access to the Vitality programme.


For more information about each of these plans or for an instant quote online, please visit the PruHealth website.


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