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Literature
Summary of Comprehensive Car Insurance Cover
Below outlines what is covered, and the level of cover you will receive with our Comprehensive Car Insurance policies:
|
Comprehensive Car Insurance |
Level of Cover |
|---|---|
| New for old replacement for cars up to 12 months old (if the policy holder is the first and only registered owner of the car | Included |
| No Claims Bonus | Up to 65% (or up to 70% if you're aged 50 or over) |
| Or, an introductory discount of up to 35% if you have no No Claims Discount (depending on age and experience) | Up to 35% |
| 24-hour accident recovery helpline to get your car to a repairer quickly | Included |
| 5-year guarantee on all work carried out by our approved repairers | 5 years |
| Guaranteed courtesy car provided while your car is with one of our approved repairers | Included |
| Replacement windscreen and glass cover if you use one of our approved repairers. Claims under this section will not affect your No Claims Discount | Unlimited, but subject to policy excesses; repair £10, replacement £75 |
| Cover for permanently fitted in-car audio or visual equipment | Up to £1,000 |
| Personal Accident cover - if you or your partner are accidentally injured while travelling in a car, for example | Up to £5,000 |
| Cover for loss or damage to clothing and personal belongings while they're in your car | Up to £100 |
| Cover automatically extended for trips in Europe up to 90 days | Included |
| Medical expenses for each person injured, if the insured car is involved in an accident | Up to £200 |
| Emergency accommodation costs for one overnight stay, for you and your passengers if your car cannot be driven home after an accident |
Up to £40 (for driver only) |
|
Optional Extras for all types of car insurance cover |
|
| Protection for your No Claims Discount so that you can make up to two claims that were your fault in three years without losing your No Claims Discount (If you have 4 or 5 years No Claims Discount) | Optional |
| Legal cover up to £50,000 to help for example in claiming back your uninsured expenses such as your excess (the first part of a claim that you are responsible for) | Optional |
| Breakdown cover with a range of cover levels including £10 cash back in the unlikely event that we don't get to you within an hour | Optional |
Summary of Comprehensive Car Insurance Cover Literature
Car Insurance Policy Wording Booklet (pdf 233k)Rescue Policy Wording Document (pdf 210k)
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