Prudential International

Prudential International, which is based in Dublin, is part of the Prudential Group and provides a tax-efficient environment where investments can grow largely tax-free.

We have developed flexible and innovative products that can help with a wide range of financial planning needs, including investment, protection and inheritance tax planning.

Your investments with Prudential International have the potential to grow faster than one in a taxed fund. Find out more about the tax benefits of investing in offshore bonds.

We offer the following offshore investment bonds

International Prudence Bond

• Minimum initial investment of £20,000 (€30,000, US$30,000). Top-up facility of £15,000 (€22,500, US$22,500).
• A wide choice of risk-graded funds from Prudential and other leading fund managers, including five Dynamic Portfolios, three PAC With-Profits Funds, the PruFund Range of Funds, Prudential's Multi-Asset Fund Range and Additional Fund Choice. Find out more about the latest Expected Growth Rates.
• Funds denominated in euro and US dollars as well as sterling, so you can choose which currency best suits you.
• An annual loyalty bonus from year six, when you don't make any withdrawals.

Portfolio Account

A portfolio bond which offers:

• The opportunity to select from over 2,500 funds from the Full Market Fund Choice, the PruSelect fund range and five Dynamic Portfolios.
• Preferential terms on a large number of funds, which help to add value.
• The facility to appoint a professional fund adviser or a discretionary asset manager.
• A choice of investment currencies, to suit your particular circumstances.

We also offer the following protection products.

Flexible Protection Bond

• A single premium bond offering whole of life cover with a range of investment choices and other options.
• Choice of investment funds - up to 10 funds can be chosen at a time, with 20 free switches a year.
• Withdrawal facility - regular and one-off withdrawals.
• Choice of life cover - a set sum assured, based on a set premium or a percentage of cash-in value, on a single or joint life basis.
• Special event options - to increase cover without medical evidence on marriage or civil partnership, childbirth or adoption.
• Currency options for premium payments, for withdrawals, and for the death benefit.

Flexible Life Plan

• A regular premium whole of life plan with a number of added options and facilities.
• Choice of life cover - standard or maximum, on a single or joint life basis.
• Special event options - to increase cover without medical evidence on marriage or civil partnership, childbirth or adoption.
• Automatic increase options - cover increasing by either 5% a year, or the higher of the increase in the UK National Average Earnings Index and 7.5% a year.
• Choice of investment funds - up to 10 funds can be chosen at a time and you can have 20 free switches a year.
• Currency options for premium payments and for the death benefit.

Is investing with Prudential International right for me?

You should speak with a financial adviser to discuss your options but you might benefit if you are:

• Looking for long-term growth potential.
• A higher rate taxpayer likely to become a basic rate taxpayer in the future.
• Self-employed, an expatriate or a trustee of a limited company.
• Looking to move to another country in the future - although you don't have to live abroad to benefit.

*This is based on our understanding, as at January 2010, of current taxation, legislation and HM Revenue & Customs practice, all of which may change without notice. The impact of taxation (and any tax relief) depends on individual circumstances.