Prudential Investment Plan

Features

Minimum initial investment	£10,000
Additional minimum investment	£10,000
Wide range of funds
Prudential's Multi-asset Fund Range PruSelect Fund Range (independently selected range) Dynamic Portfolios Additional Fund Choice
Flexible charges
Flexible withdrawals options
Tax benefits
Additional benefits

With this plan you can make payments as and when you want to and choose from a wide selection of funds depending on your attitude to risk.

There is also a range of charging options based on the commission you agree with your financial adviser.

Please note that the value of your fund may fluctuate and you may not get back your original investment.

Why choose a Prudential Investment Plan?

Minimum investment levels
The minimum initial investment is £10,000 and you can make additional investments of at least £10,000. This investment is designed for the medium to long term. Please read the key features.
Flexible charging options
A range of charging options based on the commission you agree with your financial adviser.
Access to PruSelect Fund Range - a wide range of independently selected investments
Access to around 100 funds, selected by the research company Old Broad Street Research (OBSR), that are managed by some of the UK's leading fund managers. Find out more about the PruSelect Fund Range.
Access Prudential's Multi-asset Fund Range
Access Prudential's multi-asset fund range including the PruFund range of funds. We have over 160 years' worth of experience in managing people's money. Find out more about Prudential's Multi-asset Fund Range.
Additional Fund Choice
These are funds managed by Prudential and other external fund managers and include our Distribution Income funds - read more.
Dynamic Portfolio options
Select from five portfolios to suit different investment objectives and attitudes to risk.
Fund switching
Switch between funds free of charge (currently) and with no Capital Gains Tax to pay. Certain restrictions apply to certain funds, please see the key features.
Flexible options for withdrawing your money
You can take regular or partial withdrawals from your bond at any time. You can set the amount of regular withdrawals and choose how often it is taken, within certain minimum and maximum levels.

Charges and restrictions may apply and any withdrawals will reduce the value of your plan.
Tax benefits of the Prudential Investment Plan
If you pay tax the Prudential Investment Plan has a valuable built-in tax benefit. This allows you to take out up to 5% of your investment each year from your plan for up to 20 years free from any immediate tax liability. There may however be an additional tax liability when you cash in your plan.

Read more about investments and taxation.

This is based on our current understanding as at November 2011 of current tax legislation and HM Revenue & Customs practice, both of which may change without notice. The amount of tax relief actually received will depend on your individual circumstances.
Additional benefits
The Prudential Investment Plan has several additional features to choose from including automatic rebalancing, programmed switching, guaranteed minimum death benefit and inheritance tax planning. The plan also provides a small element of life cover. Read our key features for more on these.

What will I get back?

This depends on many things including investment performance, which can go down as well as up, any withdrawals, features you choose, charges and any tax liability that may apply.