Prudential Unit Trust

By selecting one or more funds within the Unit Trust that suits your appetite for risk and return, you can design an investment portfolio that could be just right for you. There are 11 funds you can invest in, covering a range of potential returns and levels of risk. By creating your own unique combination of funds you can aim to find a mix that you think you're comfortable with.

Please remember that the value of your investment may fluctuate and is therefore not guaranteed. You may not get back the full amount of your original investment.

Many of the funds spread their investments over several assets to try to limit your exposure to the ups and downs of investing solely in stocks and shares. If the value of one sector or type of asset such as stocks and shares goes down, there are others such as bonds that can potentially provide returns. This is sometimes known as multi-asset investing, or diversification.

To read more about different types of assets and their risk levels click where to invest - considering risk and potential reward.

Decide how much you want to invest in each fund.

Invest a lump sum from £500 or get started with a direct debit from as little as £50.

Charge free withdrawals of £250 or more are allowed at any time, although please bear in mind that taking income or making withdrawals may affect the return you get back on your investment.

You can top up your existing Unit Trust with Prudential by calling us free on 0800 072 6159 or using this top up form (the minimum lump sum is £250 and you can top up your monthly payment by multiples of £5). Please read the key features before topping up.

You can switch funds whenever you need to without charge.

There are some tax advantages of investing in funds through a unit trust.

• No capital gains tax is payable on gains made by investments held within the fund. Capital gains tax may be payable when you sell your units however, and you're required to detail this in your self assessment tax return.
• There is a 10% tax credit for all taxpayers on any income received from investments made in shares.
• Non-taxpayers can reclaim a 20% tax payable on interest income from investments made in fixed interest funds.

To find out more read investments and taxation.

Please be aware that the impact of taxation (and any tax reliefs) depends on individual circumstances. Information about tax rules is based upon our current understanding as at September 2011, and is liable to change in the future.

By pooling money together with other investors you can potentially boost your purchasing power. This means you're able invest in some assets that an individual investor could not invest in, or might find expensive to invest in.

As with other investments in stocks and shares your investment may fluctuate and is not guaranteed. You may not get back the full amount of your original investment. If any income or withdrawals taken are more than any overall growth achieved the value of your original investment will reduce below the level of original capital invested.

The Prudential (Invesco Perpetual) Managed Trust, Prudential (Newton) Managed Trust and Prudential (Newton) Higher Income Trust are Prudential funds, managed on its behalf by the fund management group stated. They should not be confused with the same or similar named funds or unit trusts offered independently by these fund management groups.

• Fact sheet
• Managers' Report
• Managers' Interim Report

Full list of funds

Fund name

Ethical Trust
European Index Tracker Trust

Invesco Perpetual Managed Trust
Managed Funds Tracker Trust
Newton Higher Income Trust
Newton Managed Trust
Pacific Markets Trust

• Fact sheet
• Managers' Report
• Managers' Interim Report