Options if you've delayed taking your retirement income

The government will add to any lump sum you pay into your pension. It's a tax perk far too few people take advantage of. Subject to limits, as a basic rate taxpayer if you paid an extra £2,000 into your personal pension in a year, the taxman will immediately add another £500 to your pension pot.

This tax benefit could give your pension that much needed boost and make a difference when you retire. Read more about the benefits of topping up your plan.

• Call us on 0800 316 8877 (Monday to Friday 9am-6pm)
• Top up your Personal Pension online. This application will only take a few minutes to complete.

Alternatively you can download and fill in our top up form. Please make sure you have read the following documents before progressing.

• Key features of the Prudential Personal Pension scheme - including the aim, your commitment and risks of the policy
• Prudential Personal Pension - fund brochure.
• Your With-Profits Plan - a guide to how we manage the fund (Prudential Unitised With-Profits Plans and Cash Accumulation Plans)

If you've stopped paying into your pension, it's easy to restart. You may think that what you've saved already will be enough for your retirement. Unfortunately we find that for many people, this couldn't be further from the truth. Now might be the right time to seriously think about restarting your pension contributions.

Even if you only put away a small amount every month, this could make a positive difference to your retirement plus you get a tax benefit from the government.

If you'd like to restart your regular monthly pension contributions it's easy to do:

• Call us on 0845 640 2000 (Monday-Friday 8am-6pm)
• Download and fill in our Restarting Payments form