Our annuities

Our annuities

We offer a number of ways of turning your pension into a regular income. You can find out about our range of annuities below, including our Income Choice Annuity.



If you already have an annuity with us, and you'd like to change your details or get in touch with us, our existing customer section has all the information to help you. Or if it's general guidance on turning your pension into an annuity, please see our guide to choosing an annuity.

  • Guaranteed
    Pension Annuity

    Our conventional annuity guarantees to pay you a regular income for the rest of your life, and can be purchased with a level or changing income.


    Guaranteed Pension Annuity
  • Income Choice Annuity

    Our Income Choice Annuity pays a regular income for the rest of your life with potential for growth and a choice of income from a range we give you.

    Income Choice Annuity
  • Enhanced Annuity

    Our Guaranteed and Income Choice Annuities can be purchased on enhanced terms. If you have medical and/or lifestyle conditions you may be entitled to a higher retirement income.

    Enhanced Annuity
  • Income Drawdown option

    You don't have to buy an annuity as soon as you retire - our Flexible Retirement Plan gives you the opportunity to keep your money invested and draw down on your pension fund until you are ready.



    Income Drawdown option

  • Why choose a Prudential Annuity?


    Read about the reasons for choosing an annuity with us.


    You don't have to buy your annuity from the same company you have your pension with - you can shop around for the one that suits you using the 'Open Market Option'. But remember that once you've bought your annuity you can't normally change your mind.


    For general guidance on converting your pension into an annuity, please see our annuities guide where you'll also find answers to our most frequently asked questions.


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