Lifetime mortgage - an equity release plan from Prudential
Equity release - unlocking the cash in your home
If your pension is not enough to fund the lifestyle you'd hoped for, our lifetime mortgage equity release plan could help you unlock some of the value in your home.
Lifetime mortgages are currently the most popular type of equity release plan and ours allows you to:
- Use the equity in your home to help fund retirement, without having to move.
- Release the money you want when you need it (subject to withdrawal limits). In certain circumstances further withdrawals could be restricted.
- Make no repayments until your home is eventually sold when you die or move into long term care.
Read all about it
A free guide to equity release, our plan and the options available to you.
Speak to Pru
For more information from our specialist consultants.
Call us free on
Read more about how our plan could help you in retirement
Have a look at some of the other pages in this section to find out more about how our plan can benefit you in retirement. Just click on any of the links below.
How does our lifetime mortgage equity release plan work? Prudential Lifetime Mortgage Calculator - find out how much you can borrow under our equity release plan. Your lifetime mortgage equity release questions answered. What customers say about our lifetime mortgage equity release plan
Our lifetime mortgage equity release plan awards
We're proud to announce that Prudential was awarded 'Best Lifetime Mortgage Provider' at the 2006 Equity Release Awards (awarded November 2006). We also won 'Best Lifetime Mortgage Provider' at the Moneyfacts Awards 2006 (awarded September 2006).
SHIP regulates our lifetime mortgage equity release plan
Prudential adheres to a strict code of practice as set out by SHIP - Safe Home Income Plans. The idea behind SHIP is to protect the customer and provide certain guarantees, such as the No Negative Equity Guarantee.
* Calls may be monitored or recorded for quality and security purposes.
This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Taking out a lifetime mortgage will reduce, possibly to nothing, any inheritance that you decide to leave behind. It may also affect your eligibility for means tested benefits, your tax position and your ability to sell your property or to move.
