Welcome to Pursuit Financial Planning Limited

We provide financial advice to our clients on behalf of The Advice Partnership from Prudential.

About us

Pursuit Financial Planning Limited is proud to be a member of The Advice Partnership from Prudential.

We’re qualified in financial planning and advise on a range of carefully selected products from Prudential and other providers.

We’re backed by the strength and credibility of Prudential, an M&G plc company, who has been providing financial security for over 170 years.

M&G plc has more than 5.5 million customers in 28 markets across the world, as at October 2019.

Paul is an experienced Financial Adviser with 15 years in the financial industry and is a Chartered Financial Planner. He holds Fellowship status, which is the highest qualification for financial advisers in the UK.  

After eight successful years as a financial adviser with Prudential Financial Planning, Paul was delighted to establish his own financial advice business, Pursuit Financial Planning Limited, as part of The Advice Partnership from Prudential. 

Paul has been helping people achieve financial security throughout his career, and has expertise across all areas of financial planning, including retirement, investments, and estate planning. Paul takes pride in providing investment solutions to meet individual client needs. He provides bespoke advice, following a rigorous assessment of each client’s financial needs.

Quite simply, Paul provides sound, personal and expert advice. 

March 2021

I have found Paul to be a very honest, trustworthy professional and competent Financial Adviser .

With a knowledge of my future hopes, plans and finances he has always made sure I clearly understand any relevant issues, helping me make the best decision for me

March 2021

Paul has provided us with excellent personal financial investment advice over the past six years, via Prudential.   He is very professional and knowledgeable in the sector, and is fully focused on the need to take account of individual customer situations, goals and risk awareness.  We are very happy to recommend Paul for personal financial investment advice.

March 2021

Paul Mcgregor has been my financial adviser for around a year. He was recommended to me by a friend. He demonstrated great knowledge on all the available products. He very thoroughly went through all the options with me before deciding what would best suit my needs.

Paul is a very honest trustworthy Financial Adviser who shows vast knowledge. He carries out his duties very professionally, always on time, with his clients best interests first. I can highly recommend Paul.

March 2021

Myself and my husband really appreciated the advice given to us by Paul McGregor. He was patient and understanding of our financial needs. He explained everything we needed to know in a language we understood, simplified areas we were not sure of. He took time to go through any issues we had.

March 2021

Paul McGregor has been my pension and investment adviser for some five to six years. He has always been helpful and available when required. I have found his advice to be measured and sound. I would have no hesitation in recommending his services.

March 2021

Paul is obviously a knowledgeable and experienced adviser, having helped me make some key decisions when planning for my future. I certainly trust Paul to provide sound and clearly articulated options, backed up with solid data

March 2021

I have known and used Paul for over 10 years. He is not only a very trustworthy Financial Adviser but also someone I have always found to be open, honest and generous with his time and advice. This has enabled me to plan my financial journey, since just before retirement through to today and beyond. The past 12 months have been full of uncertainty, however with Paul’s ready guidance, I have always felt secure. I thank him most sincerely for giving me the advice I needed.

March 2021

We have benefited from Paul's professional and friendly pension advice for a number of years now. Paul is a domain expert and has provided us with excellent advice on fund management,  investment opportunities and annuity strategies in clear and simple terms. We highly recommend Paul and his excellent services to others in this regard.

March 2021

Paul has been looking after our family investments as part of Prudential Financial Planning for many years. He has helped myself and my parents with various financial products, including providing balanced and sound financial advice at all times. I have found Paul to be a very amicable and friendly person, maintaining trust and respect at all times, which I feel is an important aspect of a trusted Financial Adviser. He is always at the end of the phone for advice and always helps me in understanding financial jargon and sound explanations.

I have no hesitation in recommending Paul in his professional capacity, as he is a great guy to interact with and I hope to so for many years to come.

March 2021

Right from the start of our relationship with the Prudential, we felt really well advised and all our aspirations were met and more. We have never felt patronised, only a genuine care to meet our needs. In our most recent review, once again the discussions made us realise, quite unexpectedly, that our goals had changed and the advice once again was tailored exactly to our needs. Even in these rocky times, we feel very secure and know help is at hand if we should need any advice.  Paul is an excellent adviser and the continuity of service is greatly valued.

March 2021

I have always found Paul very proactive and offers advice in a clear and concise way, that allows you to make a fully informed decision based on facts and data. If there are any questions or issues, Paul has always responded quickly and positively.

March 2021

Paul took time to understand my priorities and dealt with my questions quickly & ensured that the proposal was the right one for me.

March 2021

I have known Paul as a Financial Adviser for more than 10 years, during this time I have found him to be very professional and knowledgeable within the financial planning world. Paul has always been extremely helpful and has given sound advice. I would have no hesitation in recommending Paul to anyone for financial advice based on my experience.

March 2021

I returned from working abroad and decided that’s it’s time for retirement for me. I’d had a few dealings with various financial institutions and wasn’t really getting advice that suited both me and my wife. Called the Prudential and got in touch with Paul, which turned out to be a very good move. Paul is a very professional, trustworthy and dedicated financial adviser.

March 2021

Over the last five years, Paul in his role as a Prudential Financial Adviser has helped and advised me with the successful implementation of my personal financial plans, as I retired from full time employment. Despite being part of a large organisation and operating within their guidelines, Paul has always been extremely quick to respond to enquiries and requests with sound advice and recommendations. I look forward to continuing to work with him in the future.

March 2021

Paul was very helpful when my husband was looking to retire early, due to arthritis.  Paul was very thorough and explained everything to us every step of the way. He kept us up to date with all the necessary paperwork. The pension was sorted for us in no time at all. I would highly recommend Mr Mcgregor, if you are looking to have your finances sorted out and explained to you in simple understandable terms.

April 2021

Paul McGregor through the Prudential has managed our financial affairs for at least 10 years. He has visited us at least once a year and is always ready at those meeting with the facts about our finances. He explains things clearly, so that we understand the next steps to take and answers any questions we might have. He follows up each meeting with a resume of what was discussed. Between meetings he is always available to discuss any queries we have. Now as my wife and I start our retirement we can do so with confidence knowing our finances are in good order. We would not hesitate to recommend him as a Financial Adviser

April 2021

Paul is a very approachable, reliable and trustworthy Financial Adviser, who consistently demonstrates a high level of competence and knowledge during all our interactions. Providing clear, bespoke advice tailored to my individual needs and objectives.

April 2021

I feel confident in Paul's knowledge and genuine interest in achieving the best for me in my retirement.  I am delighted with his service – he is truly interested in my needs, circumstances and preferences.  He has taken time to get a feeling of where I am in my life and career and what my financial expectations are for the future. Paul is always contactable, friendly and helpful and I have no hesitation in recommending his services.

April 2021

We first met Paul a few years before we retired, he reviewed our personal pensions and other savings, giving us a range of options. Managing something as important as your pension and life savings, needs a professional and Paul has proved to be invaluable over many years.

April 2021

We have used Prudential for many years, working alongside Paul as our trusted adviser for some years now. Despite having a sound fundamental knowledge of the financial markets, we needed to utilise Paul’s expertise and knowledge to safely manage financial risk, as we planned for our retirement and our daughter’s future. His knowledge, advice and interpretation of our financial and family needs, combined with the personal contact and communication, has supported us to help secure a financial future in our retirement and tax efficient savings for our family. We highly recommend using his services

April 2021

Paul has been my financial adviser since I retired. I have found him to be very professional and reliable. The challenge of targeting the potential income for your, reasonably, proposed retirement lifestyle is an interesting one versus a pretty vague 'how much can I make from investments' approach.

April 2021

Paul explained the options for my retirement very clearly. Advice from Paul helped me and my wife to retire before state pension age, knowing that we would have a comfortable lifestyle. Regular contact keeps me abreast of how funds are performing and I am confident in his advice.

April 2021

Paul provided me with advice at what was a very difficult junction point in my life. Having contributed to my pension for over 40 years, Paul provided me with the ability to see through what was a complex set of decisions to come up with the optimum plan.

I am delighted with the outcome, I felt very comfortable throughout the whole process and was very reassured by Paul’s in-depth knowledge of every aspect of the transaction. I have no hesitation in recommending Paul.

Our Advice Service

We all have things that are important to us. Even if it’s making sure your current standard of living lasts throughout retirement, it’s important to know where to start. We understand this isn’t always easy. And with so many options to choose from, it can often be difficult to know if you’re doing the right thing.

That’s where our advice service can help you make the most of what you have. We’re qualified in financial planning and advise on a range of carefully selected products from Prudential and other providers – this is known as a restricted advice service. We start by building a relationship with our clients, taking the time to get to know you and understand what’s important to you, so we can deliver advice that’s right for you. We’ll review your finances, understand the current plans you have in place and get a full picture of your financial situation - including what you’re looking to do in the future.

Our advice covers a range of financial areas, including retirement planning, protection, investments and estate planning. When it comes to helping you plan for your retirement, or enjoying it more if you’re already there, we can deliver advice that’s right for you.

And remember, our advice isn’t just for the wealthy. You don't need a large nest egg or lottery win to benefit from financial advice. We can help you with a variety of financial needs and make it as easy as possible for you to get the advice you need.

We can meet where and when you want

We can be as flexible as you need. We can meet in the comfort of your own home or wherever you'd prefer and at a time that suits you.

Advice doesn’t have to be a one-off

We'll support you in whatever way works for you, it doesn't have to stop at the first piece of advice we give you. If you want to receive advice on an ongoing basis, we can build a relationship with you to help make sure your plan stays on track if things change.

Your first meeting doesn't cost you a penny

It's free of charge, and after the meeting you're under no obligation to do anything else – it’s completely up to you. If you do continue with a recommendation you will incur a charge.

 

How we can help you

Following the radical changes to pensions announced by the government in 2015, people approaching retirement now have a much greater level of choice and options available to them. We can advise on a wide range of retirement income solutions to allow you to take advantage of this flexibility. 

Prudential is one of the leading providers of retirement income in the UK and we have access to a range of their retirement income solutions. In addition, we can offer advice on conventional annuities from a number of selected annuity providers and pension transfers.

As people are generally living longer, it‘s important to ensure you plan ahead for your retirement. But when it comes to planning your retirement, it's not always easy to know what’s available to you. So if you’re approaching retirement, still have some way to go or have already retired, we can help you.

And you may have a number of pension pots you’re thinking of combining. We can help you find out if combining these is right for you.

When it comes to investing we understand that everyone has different needs and goals. Whether you’re looking to put some money away for a rainy day or simply want to make your money work harder – we can help you.

Our investment proposition offers you access to a carefully selected range of multi-asset funds. We believe a well-diversified fund is more likely to achieve consistent returns. Spreading an investment across different asset types can lead to a more consistent performance. Our multi-asset fund range means we don’t put all your eggs in one basket. We spread your money across a mixture of shares, property, bonds and cash, which helps reduce the risk of losing money. 

Our funds meet a wide variety of different needs and attitudes to risk. We offer different types of:

  • Passive funds – that invest in a selected range of assets classes. If you’re looking for a lower cost investment.
  • Active funds – that invest in a broader range of assets. If you’re looking to benefit from spreading the risk across a fully diverse fund offering.
  • Smoothed funds – If you’re looking to benefit from spreading the risk across a fully diverse fund offering and who are worried about the extreme short term peaks and troughs associated with the stock market.

Depending on your needs and goals we can recommend one or a combination of these funds.

Remember, the value of your investment can go down as well as up, so you might not get back the amount you put it.

Life doesn’t always go to plan and we can’t always know what’s round the corner. But we would all like the peace of mind of knowing that we’re prepared for the unexpected. 

In the event of death or serious illness, you don’t want your family left with a possible financial burden. We can provide advice on protection cover and solutions from a number of selected providers.

Estate planning may not be something you’ve thought about, but Inheritance Tax (IHT) isn’t just for the wealthy. With property values rising, IHT is affecting more and more people.

We can give you advice on a range of trusts to help reduce the impact of IHT. We'll also guide you through the complexities of estate planning, so that you can pass on as much wealth as possible to your loved ones.

One of the most important aspects of financial planning is finding the right balance between risk and reward in your investment choice.

We’ll work with you to understand what you want from your investments. Knowing where you want to get to, and how much risk you’re comfortable taking, will enable us to recommend a fund (or funds) to suit your individual circumstances.

We have access to other organisations who can advise you on a wide range of additional services, such as legal services, mortgage services and estate administration.

These organisations have been carefully selected to complement and enhance the service we offer.

We’re qualified in financial planning and can advise on a range of carefully selected products from Prudential and other providers – this is known as a restricted advice service. It includes a range of investments and savings, pensions and flexible income (also known as Drawdown) products from Prudential; annuities and protection products from a wide range of selected providers and ISAs and OEIC (Open Ended Investment Company) funds from Standard Life and Link Financial Investments Limited.

Working with you

What to expect from our first meeting

Our first meeting is all about getting to know you, your finances and your goals so we can build a plan that works for you. Whatever stage of life you're at, and whatever your needs, we'll discuss everything with you.

We'll chat about your finances in general and review any pension plans, savings or investments you already have. And then we'll chat about where you’d like to be in five or ten years time.

We'll also discuss how much risk you’d like to take, in order to achieve your goals. By understanding this, we can strike a balance between the risk and reward you’re happy with and build a plan specifically for you.

After our first meeting

We’ll develop a tailored financial plan for you based on our discussions and your individual circumstances. We’ll then provide you with a detailed personal report which explains:

  • your current financial circumstances
  • a full analysis of your needs
  • objectives along with our recommendations on how to meet those needs and objectives

We’ll let you know how much the advice will cost and then it’s up to you to decide what you'd like to do. If you decide you'd like to go ahead we can start putting your plan in place, taking care of all the details. But if you don’t think it’s right for you, that’s as far as we need to take it.

Getting advice doesn't have to be a one-off. If you'd prefer, we can develop a long-term relationship. This means we'll regularly review your plans to make sure they're still on track to achieving your goals, and your family's goals.

If we consider it appropriate, we'll recommend regular financial checks to help ensure your plan remains on track and to address any changes to your circumstances in the future. This is an entirely optional service that comes at a cost. We can discuss the charges with you when we meet.

The importance of ongoing advice

And sometimes changes can have an impact on your financial plans.

Some examples are:

  • Changes to your personal circumstances – such as retirement or family changes.
  • External changes – such as tax or legislative changes, stock market fluctuations etc.
  • Changes to investment options – such as new and better products becoming available or changes to the level of risk you’re willing to take.

The initial advice we give you is based on your current circumstances, as well as any future plans you are aware of at that point in time. However, every financial plan, no matter how carefully structured, can be vulnerable to the effects of change. 

By taking the optional Ongoing Advice Service we offer, we can react to changes. Then recommend adjustments to take advantage of new opportunities or try to protect you from additional risks.

Every one of us have our own individual financial concerns, goals and plans for the future. Our advice philosophy is underpinned by a belief in having a deep understanding of your unique requirements. Only through gaining a thorough understanding of what is important to you can we provide sound financial advice. We follow a rigorous advice process to ensure we provide recommendations that are tailored to your needs and requirements.

We will conduct a financial review for you. This involves gathering information and carrying out a review of your current financial situation, as well as discussing any plans for the future that may impact your finances. An important element of the meeting will be an assessment of the level of risk you are comfortable with and your capacity for loss, in order to achieve your goals.

With your consent, we can contact your current financial providers on your behalf to get a full picture of your holdings with them. Using this and all of the information we gathered from the review, we’ll develop a financial plan tailored to your specific situation and needs. We’ll then provide you with a detailed personal report which explains your current financial circumstances, a full analysis of your needs and objectives along with our recommendations on how to meet those needs and objectives.

We'll take you through your personal report, explaining the basis of our advice and recommendations. The rationale for our recommendations will be fully explained and you'll have the opportunity to ask any questions. We'd normally present our recommendations at a second meeting, however this will depend on the complexity of your requirements.

If you’re happy to proceed with the recommendations, we‘ll discuss the appropriate timescales to put everything in place and help set up the plan for you. We aim to minimise the administration and help with any forms you need to complete.

Get in touch

Call us

To book an appointment call us on 07500 608 693

Send us an email

If you have any questions or want to book an appointment mail us at paul.mcgregor@prudential.co.uk

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‘We’, ‘us’ And ‘our’ means Pursuit Financial Planning Limited

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Information about us

Pursuit Financial Planning Limited is an Appointed Representative of Prudential Financial Planning, which means that Pursuit Financial Planning Limited is carrying on certain regulated activities on behalf of Prudential Financial Planning Limited (a firm that is authorised and regulated by the FCA), and that Prudential Financial Planning Limited is responsible for ensuring that Pursuit Financial Planning Limited complies with FCA regulations in carrying on these activities. “The Advice Partnership from Prudential” is also a trading name of Prudential Financial Planning.

Wherever the name Prudential is used on our website this refers to one or more of the trading companies of M&G Plc that operate in the UK. For more information about M&G Plc companies, please speak to your adviser.

Prudential Financial Planning Limited is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States or Prudential plc, an international group incorporated in the United Kingdom.

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Nothing in these terms and conditions excludes or limits our liability for:

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We accept no liability for the information contained on any third-party websites linked to on our website and we won't be liable for any loss or damage that may arise from your use of them.

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So that we can try to resolve your complaint, please provide us with the following information when you get in touch:

  • Your full name and address (including your policy number(s) if relevant)
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Please see the make a complaint page for further information about our internal complaints procedure.

Financial Ombudsman Service (FOS)

In the event that certain types of complaint you make against us remain unresolved after they've been through our internal complaints procedure, you may refer your complaint to the FOS. The FOS is an independent body that handles disputes between businesses providing financial services and their customers.

You can contact FOS at:

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR, United Kingdom

Phone: 0800 0234 567 or 0300 123 9123

Email: complaint.info@financial-ombudsman.org.uk

Website: www.financial-ombudsman.org.uk

Please see the make a complaint page for further information about referring a complaint to the FOS.

General

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These terms and conditions, our Privacy and Security Statement and our Cookie Notice are governed by English law and in the event of a dispute you agree that the courts of England and Wales will have non-exclusive jurisdiction.