Prudential Investment Plan
Thanks for choosing to invest in the Prudential Investment Plan. We've been helping people with their investments for over 160 years and know how important it is to be financially stable.
What you may be looking to do
- Take a lump sum from your plan.
- Make regular cash withdrawals.
- Change the funds your plan's invested in.
Here's some questions that we get asked by customers who have invested in a Prudential Investment Plan. If you still have a question that's not covered or need to make changes, simply contact us via the contact options shown below.
The minimum initial investment is £10,000 and is after the deduction of any Set Up Adviser Charge. The maximum investment is £500,000.
You can make additional top-ups of at least £10,000 and this is after the deduction of any Set Up Adviser Charge. The maximum investment is £500,000.
Please remember that the value of any investment you already have, or any top ups you make to the plan, can go down as well as up and you may not get back the amount you put in.
You can switch your money between funds at any time but you can only invest in ten funds at any time. We currently don’t charge you for switching but, if this changes in the future, we’ll let you know.
The minimum amount you can switch is £500. If you’re not switching the full value of your investment from a particular fund, you must leave at least £500 in that fund.
You can make partial and regular withdrawals from your plan. The minimum amount of any withdrawal is £50. If you’re not withdrawing the full value of your investment from a particular fund, you must leave at least £500 in that fund.
Please note that there are limits to the amount you can withdraw per year without incurring a tax liability. Please refer to the key features document for further information.
How our charges affect your plan are shown in your illustration. You can also find information about how much we charge for each fund in our Fund Guide: Prudential Investment Plan.
Our PruFund range of funds page shows the current Expected Growth Rates (EGRs) – simply select the Prudential Investment Plan from the dropdown option . On this page, you can also see the historic EGRs as well any historic Unit Price Adjustments that have taken place.
You can cash in your plan whenever you like, but please remember that it is designed to be a medium to long term investment, so five to 10 years.
If your personal details have changed you can update this yourself by accessing MyPru. If you have not yet registered for MyPru registration only takes a few minutes, remember to have your customer reference number to hand - register for MyPru.
If you are looking to change your name or marital status you will need to write to us with the following:
- Your customer reference number, your previous name, your new name and your new signature.
- Your original Marriage Certificate, Deed Poll or Decree Absolute (this will be returned to you straight away).
By accessing MyPru, our secure online portal, you may be able to manage your product enquiry yourself or alternatively send us a secure email to deal with your product query.
Within MyPru you can check the value of your policy, change personal details, view key documents online and send us secure messages.
If you have not yet registered for MyPru registration only takes a few minutes - register for MyPru.
Monday to Friday, 8am-6pm
Calls may be recorded for security and quality purposes.