Prudence Inheritance Bond
Thanks for choosing to invest in our Prudence Inheritance Bond. We're here to help answer some of the common questions you might have and any changes you'd like to make to your plan.
We've put some questions together which we think might be helpful to you.
If there's any questions that aren't covered, or if you'd like to make changes, get in touch with us using the contact details shown below.
Your payment (less any set-up adviser charges you have asked us to deduct) buys units in:
- The Prudence Inheritance Bond Capital Fund, which is linked to the Whole of Life Plan.
- The Prudence Inheritance Bond Income Fund, which is linked to the endowment Plan.
More information on this can be found in your Key Features Document.
For more information on the trusts used within this Bond and their tax treatment please see your Customer Guide we've included with your illustration pack or speak to your financial adviser.
Whole of Life Plan
No, this plan has been gifted into trust, which will only pay out on your death.
Yes, please see your Key Features Document for more information.
How our charges affect your bond are shown in your illustration. You can also find more information about how much we charge for each fund in our Investment Options Document and our Fund Guide.
We will send you an annual statement. You can also get an up to date valuation by contacting us using the number below.
If you’re thinking of making any changes to, or paying more money into your plan we think it’s really important that you speak to a financial adviser. An adviser can help you understand if making changes to your plan is right for you and fits with your aims and circumstances, which might have changed since you first took your plan out. Using an adviser means they are responsible for the advice they give you and you will have protection from the Financial Ombudsman Service.
Regardless of whether you have taken advice, you can refer any matter to the Financial Ombudsman Service for consideration should you feel that you haven’t been treated fairly, or for any other aspect under the Financial Ombudsman Services remit.