With Prudential International your investments grow largely free of tax (although bear in mind there may be an element of withholding tax).
Wide range of funds to choose from, depending on your investment.
To let your money work even harder for you and your investment goals you might think about topping up your investment.
If you're interested in topping up speak to your financial adviser.
Benefits of Prudential International
- Tax-efficient growth - note that the value of your investment can go down as well as up and you may not get back the full amount of your original investment.
This is based on our current understanding of current taxation, legislation and HM Revenue & Customs practice, all of which are liable to change without notice. The impact of taxation (and any tax relief) depends on individual circumstances.
- Wide range of funds to choose from, depending on your investment.
- Flexible fund switching.
- Access to Prudential's fund management expertise and that of other leading fund managers.
- Opportunity to plan for inheritance tax.
For more on the benefits of your plan visit the Prudential International product page or read the key features below.
Prudential International Investment Bond
- This bond offers you a wide choice of risk-graded funds from Prudential and other leading fund managers, including five Dynamic Portfolios, three Prudential Assurance Company (PAC) With-Profits Fund, the PruFund Range of Funds, Prudential’s Multi-Asset Fund Range and additional fund choices.
- If you invest over £50,000 you can also benefit from an Annual Investment Reward on each anniversary of your Bond.
- The Bond facilitates adviser charges, allowing you to pay your adviser directly through your bond.*
- You can invest a minimum of £20,000. The minimum top up is £15,000.
Prudential International Investment Portfolio
- A portfolio bond that offers you the opportunity to select from over 1,000 assets in addition to the PruSelect fund range and five Dynamic Portfolios.
- It facilitates adviser and investment adviser charges, allowing you to pay your advisers directly through your bond.*
- You can invest a minimum of £50,000. The minimum top up is £5,000.
International Prudence Bond
- This bond offers you a wide choice of risk-graded funds from Prudential and other leading fund managers. You can benefit from an annual loyalty bonus from the end of year one, when you don't make any withdrawals. Minimum top up of £15,000.
A Flexible Life Plan is a regular premium whole of life plan with a number of added options and facilities and tax benefits.
- A portfolio bond that offers you the opportunity to select from over 2,500 funds from the Full Market Fund Choice, the PruSelect fund range and five Dynamic Portfolios. The minimum top up is £5,000.
Flexible Protection Bond
- A Flexible Protection Bond is a single premium bond that offers whole of life cover with a range of investment choices and other options. The minimum top up is £5,000.
Flexible Life Plan
- A Flexible Life Plan is a regular premium whole of life plan with a number of added options and facilities and tax benefits. The minimum increase for regular premiums is £5 per month or £50 per year.
Review your investment
- To top up, change investment funds, make withdrawals, make any changes, or find out more about your bond you should speak with your financial adviser.
- To contact us call + 353 1 476 5000 (Monday-Friday 9am-5pm, calls will be charged at your international call rate), send a secure email or you can write to us at Prudential International Assurance plc, Montague House, Adelaide Road, Dublin 2, Ireland.
- We send you regular statements but you can also request a fund valuation online.
* If we are paying any ongoing charges to an adviser on your behalf and you are also taking regular or one-off withdrawals from your bond, these will be added together for the purposes of the tax-deferred allowance. If the total in any year is more than the 5% allowed, it will create a “chargeable event” and you will normally be liable for income tax at your highest rate on the excess amount. It may also affect entitlement to personal tax allowances and certain tax credits. Please ask your Financial Adviser for more information.