How we can help

We provide our customers with financial advice using a carefully selected range of products from Prudential and other providers. This is known as restricted advice. We’ll explain this in more detail when we meet.

 

Retirement planning

As we're generally living longer, it’s important to make sure you’ve planned ahead for your retirement.

We can review your current pension's and advise on a range of pension funds that can help you get what you want from your retirement.

We can help answer questions like:

  • How much is my pension worth?
  • How can I take money from my pension?
  • Are my investment choices still right for me?
  • When can I start taking money from my pension?
  • What options do I have when I retire?

Pension consolidation and transfer

You may have more than one pension and be thinking of combining a few or all of them or transferring pensions from one provider to another. We can advise you on pension transfer and consolidation.

Defined Benefit (DB) pension transfer

A DB pension can also be known as a final salary pension. You may be thinking of transferring your DB pension. If so we can advise on this complex area.

Income in retirement

Following the changes to pensions in 2015, you’ve a number of options available to you when you’re approaching retirement.

We can advise on a wide range of retirement income solutions to help you make the most of the flexibility you have.

We can help answer questions like:

  • How much tax will I pay on the money I take from my pension pot?
  • When can I start taking money from my pension?
  • Can I take my pension money and keep working?
  • Whenʼs the best time to start taking money from my pension?

Investments

Whether you’re investing for your retirement or a rainy day, we can give you advice on a range of investment options to suit you.

We can help answer questions like:

  • How can I make my savings more tax efficient?
  • Should I move my savings and investments?
  • How much can I invest into my ISA this year?

Protection for your family

If you’re worried about what happens to your family’s finances if you pass away or get ill, we can advise on solutions to help protect your loved ones.

Estate planning

With increasing house prices, Inheritance Tax (IHT) is affecting a lot more people. We can give you advice on a range of trusts to help reduce the impact of IHT and also guide you through the complexities of estate planning so that you can pass on as much wealth as possible to your loved ones.

Or call us on 0800434 6630

9am to 5pm, Monday to Friday (GMT)

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