A smoothed investment experience, aiming for long term returns


The benefits of our Risk Managed PruFund funds

Investing in the Risk Managed PruFunds gives you a combination of an established smoothing process, investments from around the world and expert fund managers.

Remember, the value of your investment can go down as well as up, so you might get back less than you put in.


Watch our video, where you’ll learn more about where PruFund invests, including real examples of the types of companies it invests in (11 mins).

 


Our Risk Managed PruFunds;

  • bullet Spread the risk of your investment over a number of different types of investments such as cash, bonds, property and shares
  • bullet Pool money from all investors – giving you greater buying power and also means you can access investments you couldn't as an individual
  • bullet Smooth some of the extreme short-term ups and downs of direct stock market investments. This means that you would potentially not benefit from the full upside of rises or suffer from the full downside of falls in investment performance, which can help to provide more stable returns.
  • bullet Are part of Prudential’s With-Profits fund, one of the largest With-Profits funds in the UK.
  • bullet Risk Managed PruFunds aim to avoid harming the planet.


Where the Risk Managed PruFunds invest

When you invest in the Risk Managed PruFunds, you’ll be investing across the world, in hundreds of companies providing a truly diverse range of funds, with the aim of avoiding harm to the planet.

As well as helping to protect your money from the extreme short term ups and downs of markets, Risk Managed PruFund aims to provide ‘competitive returns’ while avoiding harm to the planet. This is done by aiming to exclude things like investing in controversial weapons and companies that, for example, violate human rights principles according to the United Nations Global Compact.

They also look at three important factors when considering investments. These are environmental factors things that help society and companies with robust controls (governance), these are known as ESG (Environmental, Social and Governance) considerations.

In the UK;

  • The General Industrial sector, which can include producers of anything from electronic components, to aluminium cans, to packaging and paper
  • The Banking sector, which mainly focuses on high street banks and financial services like loans
  • And the Utilities sector, including Gas, Water and other essential services

And here are some examples of companies you might have heard of that PruFund currently has shares in;

UK AstraZeneca
  Pearston PLC
  Weir Group
Europe Orsted
  Danone
Asia LG Corp
Japan East Japan Railway


The PruFund Risk Managed range;

There are five Risk Managed PruFund funds, each with a different level of expected risk and reward.

PruFund Risk Managed Range

Your Adviser will discuss your needs in terms of the level of Risk and rewards you are willing and able to take.
 

How can I invest in Risk Managed PruFund Funds?

Our Risk Managed funds are currently available through our Retirement Account, Bonds and ISA. If you are interested in learning more about our Risk Managed PruFunds and how you can invest, please speak to your financial adviser.

If you don’t already have an adviser you can contact a financial adviser.

Looking to invest in a planet-friendly pension?

Looking to invest in a planet-friendly pension?

If you’re interested in the future of your pension and helping the planet, financial advice can make a real difference. If you already have a financial adviser, please speak to them directly. If you don’t have an adviser, we can help. You can book a no obligation financial review with one of our advisers. We offer a restricted advice service.

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