Guide to Open-ended Investment Company funds

Open-ended Investment Company (OEIC) funds give you the opportunity to enjoy the power of big institutional investors by pooling your money together – usually for a number of years.  An OEIC fund can be invested in directly or via a Stocks and Shares Individual Savings Account (ISA).

What does investing in an OEIC fund involve?

Once your money goes into the pooled fund, a fund manager will then invest this across a number of different assets, such as fixed interest, shares and property. They will make regular adjustments depending on the performance of the individual assets, market conditions and the fund's objectives to try to achieve capital growth and/or income. Although OEICs are considered a medium- to long-term investment option – usually between five to 10 years – you could access your money if you needed to. 

Enjoy the power of big institutional investors by pooling your money together.

However, your returns will depend on how the assets perform and how long you hold the investment. The value can go down as well as up and so there is always the potential that you may not get back the amount you put in, especially if you take your money out too early.

OEICs are just one type of investment available to you.

We are not recommending one option over another or providing advice. In addition, tax rules require careful consideration and may not reflect your individual circumstances.  

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