Prudential International Investment Bond - PruFund Expected Growth Rates and Unit Price Adjustments

The PruFund range of funds aim to grow your money over the medium to long term (5 to 10 years or more), while protecting you from some of the short-term ups and downs of direct stockmarket investments by using an established smoothing process. This means that while you won’t benefit from the full upside of any potential stockmarket rises you won’t suffer from the full effects of any downfalls either.

The table below shows the current and historic EGR (gross of all product charges) and Unit Price Adjustments (UPA), correct as at 25 August 2020 (unless otherwise indicated).

Prudential International Investment Bond (£)

Sterling (£)

Prudential International Investment Bond (£)  Expected Growth Rate (%) Historic Expected Growth Rate Historic Unit Price Adjustments
From To EGR (%) Date Type Of Adjustment UPA (%)
Expand Row Collapse Row PruFund Cautious (Sterling) Fund 4.80 26/05/2020 Present 4.80 25/08/2020 End +2.63
27/08/2019 25/05/2020 5.10 26/05/2020 End +3.04
25/08/2016 26/08/2019 5.50 20/03/2020 Mid -9.76
25/05/2016 24/08/2016 6.00 26/11/2018 End -2.40
25/02/2016 24/05/2016 6.50 25/08/2017 End +2.57
25/11/2014 24/02/2016 6.70 26/02/2016 End -3.40
27/05/2014 24/11/2014 7.20 28/05/2013 End +3.16
24/12/2012 26/05/2014 7.00
Expand Row Collapse Row PruFund Growth (Sterling) Fund 5.70 26/05/2020 Present 5.70 18/03/2020 Mid -11.38
27/08/2019 25/05/2020 5.90 27/02/2017 End +3.07
25/08/2016 26/08/2019 6.20 25/11/2016 End +2.65
25/05/2016 24/08/2016 6.60 26/02/2016 End -2.68
25/02/2016 24/05/2016 7.10 26/05/2015 End +2.73
25/11/2014 24/02/2016 7.30
27/05/2014 24/11/2014 7.70
24/12/2012 26/05/2014 7.50
Expand Row Collapse Row PruFund Protected Cautious (Sterling) Fund 4.80 26/05/2020 Present 4.80 25/08/2020 End +2.63
27/08/2019 25/05/2020 5.10 26/05/2020 End +3.04
25/08/2016 26/08/2019 5.50 20/03/2020 Mid -9.76
25/05/2016 24/08/2016 6.00 26/11/2018 End -2.40
25/02/2016 24/05/2016 6.50 25/08/2017 End +2.57
25/11/2014 24/02/2016 6.70 26/02/2016 End -3.40
27/05/2014 24/11/2014 7.20 28/05/2013 End +3.16
24/12/2012 26/05/2014 7.00
Expand Row Collapse Row PruFund Protected Growth (Sterling) Fund 5.70 26/05/2020 Present 5.70 18/03/2020 Mid -11.38
27/08/2019 25/05/2020 5.90 27/02/2017 End +3.07
25/08/2016 26/08/2019 6.20 25/11/2016 End +2.65
25/05/2016 24/08/2016 6.60 26/02/2016 End -2.68
25/02/2016 24/05/2016 7.10 26/05/2015 End +2.73
25/11/2014 24/02/2016 7.30
27/05/2014 24/11/2014 7.70
24/12/2012 26/05/2014 7.50

Sterling (£)

PruFund Cautious (Sterling) Fund
Expected Growth Rate (%) 4.80
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 4.80
27/08/2019 25/05/2020 5.10
25/08/2016 26/08/2019 5.50
25/05/2016 24/08/2016 6.00
25/02/2016 24/05/2016 6.50
25/11/2014 24/02/2016 6.70
27/05/2014 24/11/2014 7.20
24/12/2012 26/05/2014 7.00
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
25/08/2020 End +2.63
26/05/2020 End +3.04
20/03/2020 Mid -9.76
26/11/2018 End -2.40
25/08/2017 End +2.57
26/02/2016 End -3.40
28/05/2013 End +3.16
PruFund Growth (Sterling) Fund
Expected Growth Rate (%) 5.70
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 5.70
27/08/2019 25/05/2020 5.90
25/08/2016 26/08/2019 6.20
25/05/2016 24/08/2016 6.60
25/02/2016 24/05/2016 7.10
25/11/2014 24/02/2016 7.30
27/05/2014 24/11/2014 7.70
24/12/2012 26/05/2014 7.50
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
18/03/2020 Mid -11.38
27/02/2017 End +3.07
25/11/2016 End +2.65
26/02/2016 End -2.68
26/05/2015 End +2.73
PruFund Protected Cautious (Sterling) Fund
Expected Growth Rate (%) 4.80
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 4.80
27/08/2019 25/05/2020 5.10
25/08/2016 26/08/2019 5.50
25/05/2016 24/08/2016 6.00
25/02/2016 24/05/2016 6.50
25/11/2014 24/02/2016 6.70
27/05/2014 24/11/2014 7.20
24/12/2012 26/05/2014 7.00
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
25/08/2020 End +2.63
26/05/2020 End +3.04
20/03/2020 Mid -9.76
26/11/2018 End -2.40
25/08/2017 End +2.57
26/02/2016 End -3.40
28/05/2013 End +3.16
PruFund Protected Growth (Sterling) Fund
Expected Growth Rate (%) 5.70
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 5.70
27/08/2019 25/05/2020 5.90
25/08/2016 26/08/2019 6.20
25/05/2016 24/08/2016 6.60
25/02/2016 24/05/2016 7.10
25/11/2014 24/02/2016 7.30
27/05/2014 24/11/2014 7.70
24/12/2012 26/05/2014 7.50
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
18/03/2020 Mid -11.38
27/02/2017 End +3.07
25/11/2016 End +2.65
26/02/2016 End -2.68
26/05/2015 End +2.73

Prudential International Investment Bond (€)

Euro (€)

Prudential International Investment Bond (€)  Expected Growth Rate (%) Historic Expected Growth Rate Historic Unit Price Adjustments
From To EGR (%) Date Type Of Adjustment UPA (%)
Expand Row Collapse Row PruFund Cautious (Euro) Fund 4.00 26/05/2020 Present 4.00 25/08/2020 End +3.19
27/08/2019 25/05/2020 4.30 26/05/2020 End +2.99
25/08/2016 26/08/2019 4.80 19/03/2020 Mid -10.67
25/05/2016 24/08/2016 5.00 25/02/2020 End +2.15
25/02/2016 24/05/2016 5.70 26/02/2016 End -4.35
25/11/2014 24/02/2016 5.90 25/02/2015 End +2.77
24/12/2012 24/11/2014 6.90 28/05/2013 End +3.80
Expand Row Collapse Row PruFund Growth (Euro) Fund 4.80 26/05/2020 Present 4.80 25/08/2020 End +3.12
27/08/2019 25/05/2020 5.00 26/05/2020 End +3.64
25/08/2016 26/08/2019 5.30 19/03/2020 Mid -13.12
25/05/2016 24/08/2016 5.60 27/02/2017 End +3.72
25/02/2016 24/05/2016 6.40 26/02/2016 End -3.41
25/11/2014 24/02/2016 6.50 25/08/2015 End -2.70
26/08/2014 24/11/2014 7.60 25/02/2015 End +3.90
24/12/2012 25/08/2014 7.40 28/05/2013 End +3.91
Expand Row Collapse Row PruFund Protected Cautious (Euro) Fund 4.00 26/05/2020 Present 4.00 25/08/2020 End +3.19
27/08/2019 25/05/2020 4.30 26/05/2020 End +2.99
25/08/2016 26/08/2019 4.80 19/03/2020 Mid -10.67
25/05/2016 24/08/2016 5.00 25/02/2020 End +2.15
25/02/2016 24/05/2016 5.70 26/02/2016 End -4.35
25/11/2014 24/02/2016 5.90 25/02/2015 End +2.77
24/12/2012 24/11/2014 6.90 28/05/2013 End +3.80
Expand Row Collapse Row PruFund Protected Growth (Euro) Fund 4.80 26/05/2020 Present 4.80 25/08/2020 End +3.12
27/08/2019 25/05/2020 5.00 26/05/2020 End +3.64
25/08/2016 26/08/2019 5.30 19/03/2020 Mid -13.12
25/05/2016 24/08/2016 5.60 27/02/2017 End +3.72
25/02/2016 24/05/2016 6.40 26/02/2016 End -3.41
25/11/2014 24/02/2016 6.50 25/08/2015 End -2.70
26/08/2014 24/11/2014 7.60 25/02/2015 End +3.90
24/12/2012 25/08/2014 7.40 28/05/2013 End +3.91

Euro (€)

PruFund Cautious (Euro) Fund
Expected Growth Rate (%) 4.00
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 4.00
27/08/2019 25/05/2020 4.30
25/08/2016 26/08/2019 4.80
25/05/2016 24/08/2016 5.00
25/02/2016 24/05/2016 5.70
25/11/2014 24/02/2016 5.90
24/12/2012 24/11/2014 6.90
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
25/08/2020 End +3.19
26/05/2020 End +2.99
19/03/2020 Mid -10.67
25/02/2020 End +2.15
26/02/2016 End -4.35
25/02/2015 End +2.77
28/05/2013 End +3.80
PruFund Growth (Euro) Fund
Expected Growth Rate (%) 4.80
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 4.80
27/08/2019 25/05/2020 5.00
25/08/2016 26/08/2019 5.30
25/05/2016 24/08/2016 5.60
25/02/2016 24/05/2016 6.40
25/11/2014 24/02/2016 6.50
26/08/2014 24/11/2014 7.60
24/12/2012 25/08/2014 7.40
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
25/08/2020 End +3.12
26/05/2020 End +3.64
19/03/2020 Mid -13.12
27/02/2017 End +3.72
26/02/2016 End -3.41
25/08/2015 End -2.70
25/02/2015 End +3.90
28/05/2013 End +3.91
PruFund Protected Cautious (Euro) Fund
Expected Growth Rate (%) 4.00
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 4.00
27/08/2019 25/05/2020 4.30
25/08/2016 26/08/2019 4.80
25/05/2016 24/08/2016 5.00
25/02/2016 24/05/2016 5.70
25/11/2014 24/02/2016 5.90
24/12/2012 24/11/2014 6.90
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
25/08/2020 End +3.19
26/05/2020 End +2.99
19/03/2020 Mid -10.67
25/02/2020 End +2.15
26/02/2016 End -4.35
25/02/2015 End +2.77
28/05/2013 End +3.80
PruFund Protected Growth (Euro) Fund
Expected Growth Rate (%) 4.80
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 4.80
27/08/2019 25/05/2020 5.00
25/08/2016 26/08/2019 5.30
25/05/2016 24/08/2016 5.60
25/02/2016 24/05/2016 6.40
25/11/2014 24/02/2016 6.50
26/08/2014 24/11/2014 7.60
24/12/2012 25/08/2014 7.40
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
25/08/2020 End +3.12
26/05/2020 End +3.64
19/03/2020 Mid -13.12
27/02/2017 End +3.72
26/02/2016 End -3.41
25/08/2015 End -2.70
25/02/2015 End +3.90
28/05/2013 End +3.91

Prudential International Investment Bond ($)

Dollar ($)

Prudential International Investment Bond ($)  Expected Growth Rate (%) Historic Expected Growth Rate Historic Unit Price Adjustments
From To EGR (%) Date Type Of Adjustment UPA (%)
Expand Row Collapse Row PruFund Cautious (US Dollar) Fund 4.90 26/05/2020 Present 4.90 31/07/2020 Mid +6.43
25/02/2020 25/05/2020 5.30 22/05/2020 Mid +6.71
27/08/2019 24/02/2020 5.80 20/03/2020 Mid -11.37
25/05/2016 26/08/2019 6.00 25/02/2020 End +2.37
25/02/2016 24/05/2016 6.30 26/11/2018 End -2.02
25/11/2014 24/02/2016 6.40 25/11/2015 End -2.53
24/12/2012 24/11/2014 6.90 25/08/2015 End -3.78
28/05/2013 End +2.61
Expand Row Collapse Row PruFund Growth (US Dollar) Fund 5.70 26/05/2020 Present 5.70 06/08/2020 Mid +7.90
25/02/2020 25/05/2020 6.00 26/05/2020 End +3.29
27/08/2019 24/02/2020 6.40 18/03/2020 Mid -12.37
25/05/2016 26/08/2019 6.60 26/11/2018 End -3.14
25/02/2016 24/05/2016 7.00 27/11/2017 End +2.84
25/11/2014 24/02/2016 7.20 25/05/2017 End +3.03
26/08/2014 24/11/2014 7.60 27/02/2017 End +2.65
27/05/2014 25/08/2014 7.50 15/02/2016 Mid -8.25
24/12/2012 26/05/2014 7.40 27/05/2014 End +2.61
28/05/2013 End +2.85
Expand Row Collapse Row PruFund Protected Cautious (US Dollar) Fund 4.90 26/05/2020 Present 4.90 31/07/2020 Mid +6.43
25/02/2020 25/05/2020 5.30 22/05/2020 Mid +6.71
27/08/2019 24/02/2020 5.80 20/03/2020 Mid -11.37
25/05/2016 26/08/2019 6.00 25/02/2020 End +2.37
25/02/2016 24/05/2016 6.30 26/11/2018 End -2.02
25/11/2014 24/02/2016 6.40 25/11/2015 End -2.53
24/12/2012 24/11/2014 6.90 25/08/2015 End -3.78
28/05/2013 End +2.61
Expand Row Collapse Row PruFund Protected Growth (US Dollar) Fund 5.70 26/05/2020 Present 5.70 06/08/2020 Mid +7.90
25/02/2020 25/05/2020 6.00 26/05/2020 End +3.29
27/08/2019 24/02/2020 6.40 18/03/2020 Mid -12.37
25/05/2016 26/08/2019 6.60 26/11/2018 End -3.14
25/02/2016 24/05/2016 7.00 27/11/2017 End +2.84
25/11/2014 24/02/2016 7.20 25/05/2017 End +3.03
26/08/2014 24/11/2014 7.60 27/02/2017 End +2.65
27/05/2014 25/08/2014 7.50 15/02/2016 Mid -8.25
24/12/2012 26/05/2014 7.40 27/05/2014 End +2.61
28/05/2013 End +2.85

Dollar ($)

PruFund Cautious (US Dollar) Fund
Expected Growth Rate (%) 4.90
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 4.90
25/02/2020 25/05/2020 5.30
27/08/2019 24/02/2020 5.80
25/05/2016 26/08/2019 6.00
25/02/2016 24/05/2016 6.30
25/11/2014 24/02/2016 6.40
24/12/2012 24/11/2014 6.90
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
31/07/2020 Mid +6.43
22/05/2020 Mid +6.71
20/03/2020 Mid -11.37
25/02/2020 End +2.37
26/11/2018 End -2.02
25/11/2015 End -2.53
25/08/2015 End -3.78
28/05/2013 End +2.61
PruFund Growth (US Dollar) Fund
Expected Growth Rate (%) 5.70
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 5.70
25/02/2020 25/05/2020 6.00
27/08/2019 24/02/2020 6.40
25/05/2016 26/08/2019 6.60
25/02/2016 24/05/2016 7.00
25/11/2014 24/02/2016 7.20
26/08/2014 24/11/2014 7.60
27/05/2014 25/08/2014 7.50
24/12/2012 26/05/2014 7.40
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
06/08/2020 Mid +7.90
26/05/2020 End +3.29
18/03/2020 Mid -12.37
26/11/2018 End -3.14
27/11/2017 End +2.84
25/05/2017 End +3.03
27/02/2017 End +2.65
15/02/2016 Mid -8.25
27/05/2014 End +2.61
28/05/2013 End +2.85
PruFund Protected Cautious (US Dollar) Fund
Expected Growth Rate (%) 4.90
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 4.90
25/02/2020 25/05/2020 5.30
27/08/2019 24/02/2020 5.80
25/05/2016 26/08/2019 6.00
25/02/2016 24/05/2016 6.30
25/11/2014 24/02/2016 6.40
24/12/2012 24/11/2014 6.90
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
31/07/2020 Mid +6.43
22/05/2020 Mid +6.71
20/03/2020 Mid -11.37
25/02/2020 End +2.37
26/11/2018 End -2.02
25/11/2015 End -2.53
25/08/2015 End -3.78
28/05/2013 End +2.61
PruFund Protected Growth (US Dollar) Fund
Expected Growth Rate (%) 5.70
Historic Expected Growth Rate Expand All Collapse All
From To EGR (%)
26/05/2020 Present 5.70
25/02/2020 25/05/2020 6.00
27/08/2019 24/02/2020 6.40
25/05/2016 26/08/2019 6.60
25/02/2016 24/05/2016 7.00
25/11/2014 24/02/2016 7.20
26/08/2014 24/11/2014 7.60
27/05/2014 25/08/2014 7.50
24/12/2012 26/05/2014 7.40
Historic Unit Price Adjustments Expand All Collapse All
Date Type Of Adjustment UPA (%)
06/08/2020 Mid +7.90
26/05/2020 End +3.29
18/03/2020 Mid -12.37
26/11/2018 End -3.14
27/11/2017 End +2.84
25/05/2017 End +3.03
27/02/2017 End +2.65
15/02/2016 Mid -8.25
27/05/2014 End +2.61
28/05/2013 End +2.85

Important information

*This is a special Unit Price Adjustment which allows for the additional surplus we’ve already shared. This has no impact on the smoothing process.

The EGRs are set at each quarter and may be higher, the same, or lower than those applying at the start of the investment.

In addition, there may be times where the unit price may be adjusted which will impact the growth that you may receive. The value of an investment can go down as well as up and the value in the future may be less than the amount invested. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the Expected Growth Rates as set by the Prudential Directors, our charges, the smoothing process, if there is a guarantee and when you take your money out. PruFund Protected Funds are currently closed to new investments.

Please note that EGRs are not an indication of what you will get back over the long term as the value of your investment can go down as well as up and there is still the potential that you may not get back the amount you put in.

Please read the How we manage our With-Profits fund page for more information on how the EGRs and UPAs work.

We're not recommending one option over another or providing advice.