Prudential Risk Managed funds
Prudential Risk Managed funds
Our Risk Managed funds include two ranges of multi-asset funds that work by spreading an investor’s money across a number of different types of assets.
Those could include, for example, company shares (equities), fixed interest bonds and cash – from both the UK and abroad.
By investing in a number of different types of asset, the fund manager aims to balance the risk that is being taken. So if one asset is falling in value then another may be increasing. Of course, there could be times when all the assets in the fund are either rising or falling in value depending on the market conditions at that time.
An important point to remember is that the value of your investment can go down as well as up and you may not get back the amount you put in.
Prudential Risk Managed Active Funds
The Prudential Risk Managed Active funds are a range of five globally diversified funds, each with their own risk profile.
They invest at least 70% in actively managed investments. The fund names are:
- Risk Managed Active 1
- Risk Managed Active 2
- Risk Managed Active 3
- Risk Managed Active 4
- Risk Managed Active 5
The Prudential Risk Managed Passive funds are a range of five globally diversified funds, each with their own risk profile.
They invest at least 70% in passively managed investments. The fund names are:
- Risk Managed Passive 1
- Risk Managed Passive 2
- Risk Managed Passive 3
- Risk Managed Passive 4
- Risk Managed Passive 5
These funds are available as an investment option on the following products:
- Prudential Retirement Account*
- International Portfolio Bond*
- Prudential ISA* (only available if you opened your ISA through a financial adviser)
- Flexible Retirement Plan
- Open Ended Investment Company (OEIC) funds**
- Prudential Investment Plan
- Prudential International Investment Bond
- Trustee Investment Plan
*The Prudential Retirement Account, International Portfolio Bond and Prudential ISA invest in the OEIC versions of the funds while the other products invest in the Unit-Linked versions. The Unit-Linked versions generally have a slightly larger proportion of their holdings in cash and may have different charges. This, together with the different taxation that may apply to different products, will mean their investment performance can differ from one product to another.
**Link Fund Solutions Limited are responsible for all of the regulatory and legal aspects of the OEIC funds. Accordingly, OEIC fund names are prefixed with 'LF Prudential'.
This is not a full list of the availability of these funds. Please refer to the appropriate fund guide or product pages for more information.
T&IO monitor the fund managers responsible for the underlying funds that these Multi-Asset funds invest in.
M&G Investment Management Ltd, part of the M&G plc Group, are the Investment managers for the Risk Managed Passive/Active funds. They make the relevant adjustments to the fund based on T&IO recommendations.
Where to get further information
Read more about investment aims and commentary on the financial markets in our Quarterly Update guides:
- Prudential Risk Managed Active funds Quarterly Update guide
- Prudential Risk Managed Passive funds Quarterly update guide
Annual reports and financial statements can be viewed from the Link Fund Solutions website.
We are not recommending one option over another or providing advice on these funds. Please contact a financial adviser if you need help in deciding if these funds are appropriate for your investments.