If you're an existing customer, your online service allows you to manage your pension whenever you like. Registering also means going paperless. So as well as being able to view important documents like your annual statement, change your personal details and contact us securely, you'll be helping the environment.
It pays to save
Time element
The sooner you start to save, the more time you’ll have to build up your pension pot because your money will have more time to grow.
It’s a good idea to get into a saving habit before you have other responsibilities like mortgage payments, supporting a family or starting your own business for example.
You can start small and then gradually build up to a more regular savings pattern.
Our Retirement Contributions calculator can show you how much your monthly contributions could add up to in retirement. The figures are only a guide based on the details you enter.
The value of your investment can go down as well as up so you might not get back the amount you put in.


Tax relief
When you contribute into a pension, you’ll receive tax relief on each payment, up to a certain limit.
Tax rules can change and the impact of taxation (and any tax relief) depends on your circumstances and may be subject to change in the future.
Take advantage of employer contributions
If your employer offers a workplace pension you might want to consider paying in regular contributions to qualify for employer contributions.


Combine your existing pensions
Over the years many of us build up a number of pension pots with different employers and providers. And although sometimes having lots of different pension pots invested might be good news for your money, it might also make keeping track of things a bit tricky.
There’s lots of things to consider when thinking about combining your pension and we’ve pulled together some useful information about combining your pension pots.
Start your journey
Open a pension with us
Prudential Retirement Account is a savings plan designed to give you access to all retirement options and offers a wide range of investments. You can’t take this out directly, and will need to go through a financial adviser.
We always recommend you seek financial advice before making any decisions about your retirement options. If you don’t have an adviser, you can find one at unbiased.co.uk.
Watch out for scams
Keeping your personal information secure and protecting you from scammers is really important to us.
Find out more about how you can keep your personal information and your money safe.
Please visit our Security and Scams hub for more information
Need more help?

Find an independent financial adviser in your area to help you in your future pension planning.
Visit
www.unbiased.co.uk
and enter your postcode.
We recommend you use Pension Wise, a free impartial guidance service from the government to help you understand your options at retirement.
Visit pensionwise.gov.uk or call 0300 330 1001 to book a phone or face-to-face appointment.

Visit hmrc.gov.uk to find out more information on tax rules and legislation which may affect you and your pension plans.