Pensions through your employer
Here you’ll find information about workplace pensions, applying for an AVC and how you can manage your plan online
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There are other ways to get information about your policy. For most of our products, you can manage your policy online by logging in or registering for your Online Service. Registration is easy and only takes five minutes – all you need is your policy number. There are a small number of products not currently available online, and these are listed on the registration page.
Your employer will need to automatically enrol you into a workplace pension scheme if you’re:
- Not already opted into another company pension scheme, which at least meets the auto-enrolment minimum requirements
- Aged between 22 and State Pension age.
- Earn more than £10,000
- Work in the UK
If your employer's scheme is set up under trust, the trustees have a duty to monitor the scheme, including checking that it is value for money. To find out more about this, you should contact the trustees of your employer's scheme.
Or if your employer's scheme is a workplace pension, since 6 April 2015, your pension provider must set up an Independent Governance Committee (IGC). Like trustees, an IGC has a duty to monitor the scheme, including also checking that it offers value for money. Find out more about our Prudential IGC.
Chances are, you will have heard 'workplace pensions' mentioned in the media, which all employers legally have to set up for their employees over the next few years. This process is called 'automatic or auto-enrolment' and millions of people already now have one of these types of pension.
If you're thinking about making any changes to your pension plan, it's important to understand all your options, and the effect of any changes you make.
- If you’re looking to change your contributions then you should contact your employer in the first instance.
- If you’re looking to switch your funds, the easiest way to do this is via your Online Service.
If you have any questions, or need any help understanding your options, you can give us a call on 0345 600 0383. Lines are open 8:30am to 6pm, Monday to Friday.
In addition to your workplace pension, you employer might offer an Additional Voluntary Contribution (AVC) scheme through Prudential.
An AVC is a separate pot of money you build up alongside your workplace pension, that aims to give you extra retirement benefits.
If you’re looking to apply for an AVC, please choose your scheme from the options below
Please note that Prudential Financial Planning are unable to provide advice on setting up new public sector Additional Voluntary Contributions (AVCs). However, they can provide advice if you’re looking to take out money from your plan.
Information and help with your existing products
Manage your policy online
You can log into your Online Service to check the value of your policy, change your personal information and preferences, view important documents and send secure messages. You'll be able to see all the products you have with us and do what you need to quickly and easily.