Pensions through your employer

Here you’ll find information about workplace pensions, applying for an AVC and how you can manage your plan online

 




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Did you know that for most of our products you can manage your policy online? If you’re not registered yet, it’s easy and only takes five minutes – all you need is your policy number. A small number of products are not available online, and these are listed on the registration page. Please check your product is available before registering.

Workplace Pensions

Your employer will need to automatically enrol you into a workplace pension scheme if you’re:

  • Not already opted into another company pension scheme, which at least meets the auto-enrolment minimum requirements
  • Aged between 22 and State Pension age.
  • Earn more than £10,000
  • Work in the UK

If your employer's scheme is set up under trust, the trustees have a duty to monitor the scheme, including checking that it is value for money. To find out more about this, you should contact the trustees of your employer's scheme.

Or if your employer's scheme is a workplace pension, since 6 April 2015, your pension provider must set up an Independent Governance Committee (IGC). Like trustees, an IGC has a duty to monitor the scheme, including also checking that it offers value for money. Find out more about our Prudential IGC.

Chances are, you will have heard 'workplace pensions' mentioned in the media, which all employers legally have to set up for their employees over the next few years. This process is called 'automatic or auto-enrolment' and millions of people already now have one of these types of pension.

If you're thinking about making any changes to your pension plan, it's important to understand all your options, and the effect of any changes you make.

  • If you’re looking to change your contributions then you should contact your employer in the first instance.
  • If you’re looking to switch your funds, the easiest way to do this is via your Online Service.

If you have any questions, or need any help understanding your options, you can give us a call on 0345 600 0383. Lines are open 8:30am to 6pm, Monday to Friday.

For more information about Workplace Pensions please have a look at our Workplace Pension Guide.

Prudential AVC

In addition to your workplace pension, you employer might offer an Additional Voluntary Contribution (AVC) scheme through Prudential.

An AVC is a separate pot of money you build up alongside your workplace pension, that aims to give you extra retirement benefits.

If you’re looking to apply for an AVC, please choose your scheme from the options below

If you're a member of a Local Government, Teachers or NHS pension scheme, you may be able to apply for an AVC.

Local Government AVC scheme

NHS AVC scheme

Teachers AVC scheme

If you're a member of a company that has a Group AVC plan with Prudential, please visit our Group AVC scheme website.

Group AVC scheme

 

Please note that Prudential Financial Planning are unable to provide advice on setting up new public sector Additional Voluntary Contributions (AVCs). However, they can provide advice if you’re looking to take out money from your plan.

 

Existing Customers

Information and help with your existing products

 

Manage your policy online

You can log into your Online Service to check the value of your policy, change your personal information and preferences, view important documents and send secure messages. You'll be able to see all the products you have with us and do what you need to quickly and easily.

Employers can log in via the employer portal
 

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