AVCs – Your choice. Your future.
It’s never too soon or too late to think about the difference you could make to your lifestyle later in life.
In addition to your main scheme pension, Additional Voluntary Contributions (AVCs) could be just the thing to help your retirement pot go further.
Find out how AVCs could help you. We cover the basics, and all the important details too. AVCs are investment based, so the value can go down as well as up and you may get back less than you put in.
Customer update on servicing
We’re sorry if you’re experiencing delays trying to speak to us. At certain times our phone lines can be very busy so please bear with us. This is not the service we want to provide you, and we’re working to improve this position.
Did you know that for most of our products you can manage your policy online? If you’re not registered yet, it’s easy and only takes five minutes – all you need is your policy number. A small number of products are not available online, and these are listed on the registration page. Please check your product is available before registering.
To increase or apply for AVCs or for any other information, you should read your Key Features document, your Key Features Illustration and your Fund Guide as these documents have important information about the risks, benefits, charges and costs of the product and funds to help you make a decision. You will find these online if you're already paying AVCs or by contacting your employer/scheme administrator.