AVCs – Your choice. Your future.

It’s never too soon or too late to think about the difference you could make to your lifestyle later in life.

In addition to your main scheme pension, Additional Voluntary Contributions (AVCs) could be just the thing to help your retirement pot go further.

Find out how AVCs could help you. We cover the basics, and all the important details too. AVCs are investment based, so the value can go down as well as up and you may get back less than you put in.

Find out more

An important update on Covid-19 and your investments – please read

Here’s some Frequently Asked Questions about the impact of Covid-19 for our customers – please read

Prudential UK Property fund closure - please read

Customer update on servicing

We’re sorry if you’re experiencing delays trying to speak to us. At certain times our phone lines can be very busy so please bear with us. This is not the service we want to provide you, and we’re working to improve this position.

Did you know that for most of our products you can manage your policy online? If you’re not registered yet, it’s easy and only takes five minutes – all you need is your policy number. A small number of products are not available online, and these are listed on the registration page. Please check your product is available before registering.

About AVCs

What's an AVC?

An introduction to AVCs and how they work.

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AVCs and tax savings

Building up your AVC pot could be easier than you think.

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How AVCs could help you

AVCs could provide you with extra benefits in retirement.

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Flexible paying in, flexible paying out

AVCs are flexible when it comes to building up your pot and when you take your money.

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Investment choices

When it comes to choosing where to invest, there’s no need to feel overwhelmed. 

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Existing customers

Already paying AVCs? You can manage your plan online.

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Next steps

To increase or apply for AVCs or for any other information, you should read your Key Features document, your Key Features Illustration and your Fund Guide as these documents have important information about the risks, benefits, charges and costs of the product and funds to help you make a decision. You will find these online if you're already paying AVCs or by contacting your employer/scheme administrator.

If you're not yet registered, you can do this now.

If you're an existing member with a general enquiry, call us on 0345 600 0383. Lines are open Monday to Friday from 8.30am to 6pm.